The WSA is now able to offer all UK domiciled surf-schools, activity centres and sole traders insurance cover for the following activities  – surfing, coasteering, sit-on-top kayaking, canoeing, packrafting and stand-up paddleboarding.

Coasteering insurance cover has become much harder to find with most insurance companies now refusing to provide cover for this activity or if they do then a very high premium is demanded.  As a result of our exclusive scheme partnership with our insurance broker, WSA is now able to provide fully competitive quotes to meet your business demands.  

WSA is particularly pleased and proud of the fact that we’ve found a ‘water-sports activities friendly’ insurance broker and A+ rated insurer backing, both of whom fully understand the industry and are prepared to offer competitive insurance cover accordingly.  This competitive insurance cover is only available to those who are, or become, WSA Accredited Schools or Centres.

Included in our new insurance package is cover for the activities listed above.  If you’re offering other activities such as aqua park sessions, it may be possible to extend cover.


Individual coaching membership, providing member benefits listed below, is available to anyone who holds WSA qualifications or wishes to transfer their qualifications across to WSA. This is available for those who wish to coach on a sub-contractor basis at £60pp with the insurance being recognised worldwide (excluding USA/Canada), or for non-coaching members £30.

  • Public Liability to £10 million
  • Professional Indemnity to £10 million for any wrongful advice and tuition
  • Personal Accident (accidental bodily injury or illness) cover up to £5,000
  • Work at home, at a client’s home, or at any owned, rented or hired premises anywhere in the world other than the USA & Canada
  • Damage to third party premises
  • Trespass
  • Canals and river trust licence for 1 year

To join the WSA as a coaching/non coaching member please click here

To obtain your business insurance quote, please fill in the form below and submit to us.

Attached is a Key Facts document which provides key information about the insurance policy. It’s a summary only and full terms, definitions, clauses, conditions, and exclusions can be found within your policy wording.

View Sport Commercial Combined Key Facts Here

Simply complete the short ‘Insurance Questionnaire’ below, click ‘SEND’ and shortly receive your insurance premium price.

Please list all activities that you operate

  Activity Offered? For How Long (Years) Turnover (£'s)
Surfing YesNo
Stand-Up Paddle Boarding YesNo
Coasteering YesNo
Swimming YesNo
Canoeing/Kayaking YesNo
Packrafting YesNo

Statement of Fact

This insurance is offered on the following basis:

  • You and your employees hold the appropriate qualification to offer these activities to the public
  • Your qualifications are up to date and are retained on file
  • You have a minimum of three years practical experience for the activities you offer
  • If you offer Coasteering as an activity;
    • It must not be your primary source of income from the activities you offer and not exceed 50% of your total annual turnover
    • You must comply with all of the specified guidelines within the National Coasteering Charter
    • The maximum height that any participant will jump from will be 10 metres
    • All participants must wear the appropriate personal protective equipment. With any participant failing to do so being unable to participate
    • All routes must be suitable for all participants to undertake
    • All participants must complete and sign “suitability to participate” questionnaire. Where participants are under 18 years old, parental or guardian consent must be obtained
    • The minimum age of any participant is 8
    • The maximum permitted height that any participant aged under 12 years will jump from will be 3 metres
    • You have assessed the ability of all children to undertake the activity
    • You will not undertake any of the following activities; Sea Traversing, Canyoning, Gorge Walking, Caving, the use of any activity that requires ropes


All items marked with * are required